Since its launch in February 2014, the Bank Verification Number (BVN) has been instrumental in reducing fraud and streamlining access to financial services in Nigeria. This guide will walk you through the different ways to check your BVN across major banks, including First Bank, UBA, GTB, Access Bank, and even digital banks like Opay and MoniePoint.
The BVN is a unique 11-digit number assigned to each Nigerian bank customer by the Central Bank of Nigeria (CBN). It’s used to protect users against identity theft, fraud, and unauthorized access to bank accounts. Apart from banking, the BVN can also be used to verify your identity for government services, such as the National Identity Number (NIN).
To obtain a BVN, you need to visit any bank branch in Nigeria with a valid ID. The bank will capture your biometric data (fingerprints and facial images) and assign you a BVN.
Reduced Fraud: The BVN helps secure your accounts and personal information.
Easier Access to Services: It simplifies the process of opening new bank accounts or accessing government services.
Unified Identity Across Banks: A single BVN can link multiple bank accounts, centralizing your banking identity.
USSD Code: Dial *565*0# your registered phone number.
FirstMobile App: Log in and select the Profile icon to view your BVN.
ATM: Insert your First bank card, enter your PIN, and select the BVN Enquiry option.
USSD Code: Dial *919*6# from your registered phone.
UBA Mobile App: Log in, go to your Profile, and select View BVN.
ATM: Insert your UBA ATM card, select BVN Enquiry, and follow the prompts.
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USSD Code: Dial *737*6*1# on your registered phone number.
GTBank Mobile App: Log in and access your Profile to view your BVN.
USSD Code: Dial *901*0# to check your BVN instantly.
Access Bank Mobile App: Log in and select the Profile icon to display your BVN.
USSD Code: Dial *966*00#.
Zenith Mobile App: Log in and navigate to your profile for your BVN.
ATM: Insert your Zenith card and select BVN Enquiry.
USSD Code: Dial *326*0#.
Ecobank Mobile App: Log in to view your BVN in the profile section.
ATM: Insert your Ecobank card and select BVN Enquiry.
USSD Code: Dial *826*0#.
UnionMobile App: Log in and view your profile for your BVN.
ATM: Insert your Union Bank card and select BVN Enquiry.
*770*0#.For digital banks like Opay and MoniePoint, you’ll still need a BVN, but they don’t generate BVNs or directly allow BVN checks. Here’s what you can do:
*565*0# on your registered number or use the mobile app of your primary bank.Ready for save for the unexpected? Explore options on nairaCompare’s Banking Section.
Protecting your BVN is crucial for financial security. Here are some tips:
For more information on securing your banking details, check out our Tips.
Protecting your BVN from hackers and unauthorised access is crucial to safeguarding your financial information and accounts. BVN is a unique identifier that is used to link your biometric data to your bank accounts, so keeping it secure is vital.
Here are some steps you can take to protect your BVN:
● Do Not Share Your BVN
For whatever reason, do not share your BVN with anyone, especially over the phone, email, or text messages.
Your BVN should be kept confidential and used only for its intended purpose, which is verifying your identity for banking transactions.
● Secure Your Personal Information
Protecting your BVN and personal information from hackers requires vigilance and proactive security measures.
Protect your personal information, such as your date of birth, phone number, and email address, as this information can be used to reset passwords and gain unauthorized access to your BVN or bank accounts.
● Use Strong Passwords
Create strong, unique passwords for your online banking and email accounts. Avoid using easily guessable information like your name or birthdate. Use a combination of letters, numbers, and symbols.
● Enable Two-Factor Authentication (2FA)
Whenever possible, enable two-factor authentication for your online banking and email accounts. This adds an extra layer of security by requiring a one-time code sent to your mobile device or email to log in.
● Beware of Phishing Scams
Be cautious of phishing emails and messages that appear to be from your bank or other institutions. Do not click on suspicious links or provide personal information in response to unsolicited messages.
● Use Secure Networks
Avoid accessing your bank accounts or providing your BVN over public Wi-Fi networks. Use secure, private networks when conducting sensitive transactions online.
● Keep Your Devices Secure
Ensure that your computer and mobile devices are protected with up-to-date security software and operating systems. Lock your devices with strong PINs or passwords.
● Regularly Check Your Bank Statements
Monitor your bank statements regularly for any unauthorized or suspicious transactions. Report any discrepancies to your bank immediately.
● Report Lost or Stolen Devices
If you lose your mobile phone or other devices, report it to your service provider and your bank as soon as possible to prevent unauthorized access.
● Avoid Public Computers
Avoid using public computers for accessing your bank accounts or other sensitive information, as these computers may have malware or keyloggers that can capture your data.
● Educate Yourself
Stay informed about common cyber threats and security best practices. Being aware of potential risks and scams can help you avoid falling victim to them.
● Use Official Channels
When in doubt, use official channels to contact your bank, such as their official website or phone number. Do not rely on information or contact details provided in unsolicited messages.
By following these steps, you can reduce the risk of unauthorized access to your bank accounts and financial data.
Bonus Tips for Checking Your BVN
Make sure that you are using your registered phone number when you dial the USSD code.
Make sure that you have the latest version of the app installed.
If you are using an ATM, make sure that you are using the particular bank’s ATM.
If you are visiting a branch, bring your valid ID card with you.
Visit nairaCompare for information about your BVN, online banking, and more. Click the button below!