Since its launch in February 2014, Bank Verification Number has helped to reduce fraud in the banking sector and has made it easier for people to access financial services. This article will provide a guide on how to check your BVN on First Bank, UBA, GTB and Access Bank.
The BVN is a unique 11-digit number that is assigned to each bank customer in Nigeria. It was introduced by the Central Bank of Nigeria (CBN) to reduce fraud in the banking sector and to promote financial inclusion.
To get a BVN, you need to visit any bank branch in Nigeria and provide them with your valid ID card. The bank will then capture your biometric data (fingerprints and facial image) and assign you a BVN.
Once you have a BVN, you can use it to open a bank account, transfer money, and make other financial transactions. You can also use your BVN to access government services, such as the National Identity Number (NIN).
Some of the benefits of having a BVN include:
- Helps to reduce fraud in the banking sector.
- Makes it easier to open a bank account and access other financial services.
- Can be used to verify your identity for government services.
- Can be used to access your bank account online and through mobile banking apps.
It is important to note that your BVN is a sensitive piece of information and you should never share it with anyone, even those who claim to be from your bank.
Also, remember that you may be charged a fee for checking your BVN using the USSD code or ATM.
How to Check Your BVN on First Bank
There are a few ways to check your BVN on First Bank.
● USSD Code
To check your BVN on First Bank via USSD code, all you have to do is dial *5650# on your registered number. You will receive a message with your BVN.
● FirstMobile App
You can also check your BVN on the bank’s FirstMobile app by logging in and tapping on the ‘Profile’ icon. Your BVN will be displayed on the screen.
● ATM
Another method is to insert your FirstBank ATM into an ATM machine and enter your PIN. Select the ‘BVN Enquiry’ option and your BVN will be displayed on the screen.
● FirstBank Branch
Visit any FirstBank branch and speak to a customer service representative. They will be able to help you check your BVN. Please note that you should never share your BVN with anyone, even those who claim to be from your bank. Your BVN is a sensitive piece of information that should be kept confidential.
How to Check Your BVN on UBA
If you bank with the United Bank for Africa, there are four options available for you to check your BVN.
● USSD Code
To check your BVN via USSD, dial *9196# on your registered phone number. You will receive a message with your BVN.
● UBA Mobile app
Log in to the UBA Mobile app and tap on the ‘Profile’ icon. Scroll down to ‘View BVN’. Enter your PIN. Your BVN will be displayed on the screen.
● ATM
Another way is to insert your UBA bank card into an ATM and enter your PIN. Select the ‘BVN Enquiry’ option and your BVN will be displayed on the screen.
● UBA branch
Visit any UBA branch and speak to a customer service representative. They will be able to help you check your BVN.
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How to Check Your BVN on GTB
To check your BVN on Guaranty Trust Bank, GTB, you can either dial its USSD Code, visit a bank branch or use the mobile app.
● USSD Code
Dial 7376*1# on your phone. You will receive a message with your BVN.
● GTBank Mobile app
Log in to the GTBank Mobile app. Click on the menu column. The BVN code is displayed on the menu.
● GTB Branch
Visit any of the bank’s physical location and a customer care representative will check it for you.
How to Check Your BVN on Access Bank
There are three ways to check your BVN on Access Bank:
● USSD Code
Dial *9010# on your phone. You will receive a message with your BVN.
● Mobile App
Log in to the Access Bank Mobile app and tap on the ‘Profile’ icon. Your BVN will be displayed on the screen.
● Access Bank Branch
Visit any Access Bank branch and speak to a customer service representative. They will be able to help you check your BVN.
How to Protect Your BVN From Hackers
Protecting your BVN from hackers and unauthorised access is crucial to safeguarding your financial information and accounts. BVN is a unique identifier that is used to link your biometric data to your bank accounts, so keeping it secure is vital.
Here are some steps you can take to protect your BVN:
● Do Not Share Your BVN
For whatever reason, do not share your BVN with anyone, especially over the phone, email, or text messages.
Your BVN should be kept confidential and used only for its intended purpose, which is verifying your identity for banking transactions.
● Secure Your Personal Information
Protecting your BVN and personal information from hackers requires vigilance and proactive security measures.
Protect your personal information, such as your date of birth, phone number, and email address, as this information can be used to reset passwords and gain unauthorized access to your BVN or bank accounts.
● Use Strong Passwords
Create strong, unique passwords for your online banking and email accounts. Avoid using easily guessable information like your name or birthdate. Use a combination of letters, numbers, and symbols.
● Enable Two-Factor Authentication (2FA)
Whenever possible, enable two-factor authentication for your online banking and email accounts. This adds an extra layer of security by requiring a one-time code sent to your mobile device or email to log in.
● Beware of Phishing Scams
Be cautious of phishing emails and messages that appear to be from your bank or other institutions. Do not click on suspicious links or provide personal information in response to unsolicited messages.
● Use Secure Networks
Avoid accessing your bank accounts or providing your BVN over public Wi-Fi networks. Use secure, private networks when conducting sensitive transactions online.
● Keep Your Devices Secure
Ensure that your computer and mobile devices are protected with up-to-date security software and operating systems. Lock your devices with strong PINs or passwords.
● Regularly Check Your Bank Statements
Monitor your bank statements regularly for any unauthorized or suspicious transactions. Report any discrepancies to your bank immediately.
● Report Lost or Stolen Devices
If you lose your mobile phone or other devices, report it to your service provider and your bank as soon as possible to prevent unauthorized access.
● Avoid Public Computers
Avoid using public computers for accessing your bank accounts or other sensitive information, as these computers may have malware or keyloggers that can capture your data.
● Educate Yourself
Stay informed about common cyber threats and security best practices. Being aware of potential risks and scams can help you avoid falling victim to them.
● Use Official Channels
When in doubt, use official channels to contact your bank, such as their official website or phone number. Do not rely on information or contact details provided in unsolicited messages.
By following these steps, you can reduce the risk of unauthorized access to your bank accounts and financial data.
Bonus Tips for Checking Your BVN
- Make sure that you are using your registered phone number when you dial the USSD code.
- Make sure that you have the latest version of the app installed.
- If you are using an ATM, make sure that you are using the particular bank’s ATM.
- If you are visiting a branch, bring your valid ID card with you.
Visit nairaCompare for information about your BVN, online banking and more.
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